Gemstone Institutional Online

Private Banking

Our Service

Private Banking

Private banking refers to a specialized banking service tailored for high-net-worth individuals (HNWIs) and affluent clients.

Unlike retail banking, private banking provides personalized financial and wealth management services, including investment advice, estate planning, tax management, and personalized banking solutions. Clients of private banking typically receive dedicated relationship managers or advisors who offer customized financial strategies to help them achieve their financial goals.

Private banking services often come with exclusive perks, such as access to exclusive investment opportunities, priority customer service, and tailored banking solutions designed to meet the unique needs of affluent clients. Overall, private banking aims to provide comprehensive financial services and personalized attention to meet the sophisticated needs of high-net-worth individuals.

  • Dedicated Personal Service
  • Specialist Teams
  • Tailored Products
Why US

Why Choose Us

Secure International Transaction

Send and receive money across borders with secure channels.

24/7 Support from the Expert Team

Our Support Team is always available to assist with any issues.

Lowest Processing Fee than Other Banks

We offer the lowest fees for both local and international transactions.

Less Time in any Loans Approval

Our loan approval process is the easiest when it comes to processing and approval.

Our process

Open Bank Accounts


Fill In The
Required Form

Go to create an account and fill in the form; your account will be created.


Submit All
Your Documents

Submit any additional documents recommended by our Account Team.


Get Your
Desire Account

Set up the desired type of account that you want to operate.


Required Document


  • NID/Birth certificate/Passport
  • Photograph - 2 Copies
  • Nominee photograph - 1 Copy
  • Nominee's NID/Birth ID/Passport
  • Income source document
  • E-TIN Certificate


  • Cheque-book facility
  • Debit Card cash withdrawal from ATMs
  • Interest on Monthly Average Balance
  • Higher ATM withdrawal limit
  • Utility Bill Payment Service
  • Online banking service thorough App


  • Age: At least 18 years
  • Nationality: World
  • Full-Time Job

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