Gemstone Institutional Online

Insurance Policies

Our Service

Insurance Policies

Insurance policies are contractual agreements between an individual or entity (the policyholder) and an insurance company. These policies provide financial protection against specific risks in exchange for regular premium payments. There are various types of insurance policies designed to cover different aspects of life, property, health, and business. Some common types of insurance policies include:

Life InsuranceLife Insurance, Health Insurance, Property Insurance, Auto Insurance, Disability Insurance, Liability Insurance, Business Insurance

Insurance policies outline the terms, conditions, coverage limits, exclusions, and premiums associated with the insurance coverage. Policyholders are responsible for understanding their policy terms and fulfilling premium payments to maintain coverage. In the event of a covered loss, policyholders can file a claim with the insurance company to receive compensation according to the terms of their policy.

  • Pet insurance
  • Transport Insurance
  • Accident insurance
Why US

Why Choose Us

Secure International Transaction

Send and receive money across borders with secure channels.

24/7 Support from the Expert Team

Our Support Team is always available to assist with any issues.

Lowest Processing Fee than Other Banks

We offer the lowest fees for both local and international transactions.

Less Time in any Loans Approval

Our loan approval process is the easiest when it comes to processing and approval.

Our process

Open Bank Accounts


Fill In The
Required Form

Go to create an account and fill in the form; your account will be created.


Submit All
Your Documents

Submit any additional documents recommended by our Account Team.


Get Your
Desire Account

Set up the desired type of account that you want to operate.


Required Document


  • NID/Birth certificate/Passport
  • Photograph - 2 Copies
  • Nominee photograph - 1 Copy
  • Nominee's NID/Birth ID/Passport
  • Income source document
  • E-TIN Certificate


  • Cheque-book facility
  • Debit Card cash withdrawal from ATMs
  • Interest on Monthly Average Balance
  • Higher ATM withdrawal limit
  • Utility Bill Payment Service
  • Online banking service thorough App


  • Age: At least 18 years
  • Nationality: World
  • Full-Time Job

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