Gemstone Institutional Online

Secure International Transaction

Ease of sending and receiving money across borders with secure channels.

24/7 Support from the Expert Team

Our Support Team is always available to assist with any issues.

Lowest Processing Fee than Other Banks

We offer the lowest fees in the industry for both local and international transactions.

Less Time in any Loans Approval

Our loan approval process is the easiest when it comes to processing and approval.

5 Star Rating Bank


Years of Experiense
About US

Financial Guidance for Every Stage of Life.

Gemstone Institutional Online is a digital challenger bank based in the USA. It focuses on current and business account products. Head quartered in USA, Gemstone Institutional Online is a licensed and regulated bank.

Solution Focused

Our solution-focused approach to problems ensures that we always find the best approach to all issues.

99.99% Success

Our service delivery rate is second to none, thanks to our innovative thinking in the banking sector that has made our longevity impressive.

Our Services

Online Banking at Your

Digital Banking

  • Bank & savings accounts
  • Credit cards
  • Personal loans

Mobile & Web Banking

  • Instant Access
  • Savings Fixed Term
  • Savings Instant

Insurance Policies

  • Pet insurance
  • Transport Insurance
  • Accident insurance

Home & Property Loan

  • Residential Mortgages
  • Buy-to-let Mortgages
  • Building Mortgages

All Bank Account

  • Instant Access Savings
  • Instant Access Cash
  • Young Savers Account

Borrowing Accounts

  • Bank Credit Card
  • Setter personal loan
  • Overdraft

Private Banking

  • Dedicated personal service
  • Specialist teams
  • Tailored products

Fixed Term Accounts

  • Fixed Term Saving
  • Fixed Rate Cash
  • Resume your Current
Calculate Loan

Online EMI Calculator

The 3rd Generation Private Commercial Bank


Happy Clients


Total Transection


Branchs in USA

Mobile App

Get the Fastest and Most Secure Banking

With our latest mobile app, you can do many things such as sending money, investing, making settlements, and applying for loans.


Love from Our Clients

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