Gemstone Institutional Online

Home & Property Loan

Our Service

Home & Property Loan

Home and property loans are types of financing provided by financial institutions to individuals or businesses for the purpose of purchasing or refinancing residential or commercial properties. These loans enable borrowers to acquire real estate assets while spreading the cost over an extended period. Home loans typically refer to financing for residential properties, such as houses, apartments, or condominiums, while property loans encompass a broader range of real estate, including commercial properties, land, or investment properties. Key features of home and property loans include:

Principal, Interest Rate, Repayment Term, Down Payment, Collateral.

Home and property loans may offer fixed or adjustable interest rates and various repayment options. Borrowers may also be eligible for government-backed loan programs or incentives, such as first-time homebuyer programs or tax benefits.

Overall, home and property loans play a crucial role in facilitating real estate transactions by providing borrowers with the necessary funds to purchase or invest in residential or commercial properties.

  • Residential Mortgages
  • Buy-to-let Mortgages
  • Building Mortgages
Why US

Why Choose Us

Secure International Transaction

Send and receive money across borders with secure channels.

24/7 Support from the Expert Team

Our Support Team is always available to assist with any issues.

Lowest Processing Fee than Other Banks

We offer the lowest fees for both local and international transactions.

Less Time in any Loans Approval

Our loan approval process is the easiest when it comes to processing and approval.

Our process

Open Bank Accounts


Fill In The
Required Form

Go to create an account and fill in the form; your account will be created.


Submit All
Your Documents

Submit any additional documents recommended by our Account Team.


Get Your
Desire Account

Set up the desired type of account that you want to operate.


Required Document


  • NID/Birth certificate/Passport
  • Photograph - 2 Copies
  • Nominee photograph - 1 Copy
  • Nominee's NID/Birth ID/Passport
  • Income source document
  • E-TIN Certificate


  • Cheque-book facility
  • Debit Card cash withdrawal from ATMs
  • Interest on Monthly Average Balance
  • Higher ATM withdrawal limit
  • Utility Bill Payment Service
  • Online banking service thorough App


  • Age: At least 18 years
  • Nationality: World
  • Full-Time Job

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